Just ten years ago, a “smart home” was the stuff of science fiction. Today, however, we’re moving closer and closer toward what could truly be “smart homes” for everyone.
An important step in this process? The installation of home alarm systems — now more advanced than ever.
Why Get a Home Security System?
There’s really no reason not to have a home security system in this day and age. The first reason is quite obvious: A home security system will immediately deter thieves from entering your home — whether you are there or not. Moreover, if you own a seasonal home or a secondary property, you can deter thieves from burglarizing those residences when you’re not around. With advanced security systems that you can monitor from your phone or home PC, this is easier now than ever before.
Of course, likely the biggest reason to have a home security system is peace of mind. Whether intruders are trying to get into your home to steal your belongings, take personal information for identity theft, or to harm you or your family members, a home security system is your best defense against any of these crimes. Knowing you have a strong home security system in place can help you sleep better every night.
Types of Security Systems
There are tons of home security system and alarm system options on the market. When it comes to choosing one, you’ll need to make two big decisions first and foremost: installation method and monitoring service.
In terms of installation, you can either do it yourself (DIY), or you can have your security system professionally installed. Both options come with pros and cons, but the most noticeable difference between these two installation methods is cost. Naturally, DIY systems are going to be less expensive than professionally installed systems. If, however, you choose a comprehensive and high-quality DIY system, it can be just as effective as a professionally installed system.
In terms of the monitoring system you choose, you also have two options: a self-monitored system or a centrally monitored system. Essentially, the former means that you’ll be keeping track of your home or property — usually via your smartphone or a PC. If you choose a centrally monitored system, however, the home security company itself will monitor your home for suspicious activity.
There are some other optional features you may want to consider for your home security system as well. First, how will you receive feedback from your system? You can choose a Wi-Fi connected system or a hardwired system.
Second, do you want a system that simply detects if someone is in your home when they shouldn’t be? Or would you like video surveillance so that you can actually see who or what is in your home in real time.
Next, consider how you want to be alerted if someone does enter your home unwanted. If you are always monitoring your system, your alarm can notify you. But another option is that the police is instantly notified as soon as your security is breached.
Finally, keep in mind that if you choose the right home security system, you may actually be able to lower your homeowner’s insurance premiums because you’ll have added safety and less of a chance of a break-in in your home.
Just remember: This policy will be different for all insurance agencies, so you always need to speak to your insurance company directly to see if this is an option they offer.
Have questions about how a new alarm system may affect your home insurance? It’s always best to speak with a reputable insurance agency directly. You can call Anton Insurance any time, or feel free to stop by to sit down with one of our knowledgeable agents in person.